What benefits should I offer to my employees?
The benefits you offer to your employees should be as attractive as you can afford. They can help you recruit new employees and retain those who are crucial to your company's success. read more
View ArticleWhich is better, an HMO or a PPO?
The question really is, which type is better for you? read more
View ArticleHow much health insurance coverage do I need?
Unless you're one of the lucky few who can afford to pay all of their medical expenses out of pocket, you need enough health insurance to cover your medical expenses, both anticipated and unanticip...
View ArticleWhat's the birthday rule all about?
Both you and your spouse are working, and, to maximize your benefits, you've each put your kids on your group health insurance plans. But whose insurer pays if you have a claim? read more
View ArticleWhat is a buy-sell agreement?
A buy-sell agreement is a contract that provides for the future sale of your business interest or for your purchase of a co-owner's interest in the business. read more
View ArticleWhat is errors and omissions insurance?
Think of it as malpractice insurance. read more
View ArticleWhat is stop-loss insurance?
Some employers want to provide their employees with health insurance without having to pay for an expensive group insurance plan. One way to do this is by self-insuring. read more
View ArticleWhat is group life insurance?
Group life insurance is a type of life insurance in which a single contract covers an entire group of people. read more
View ArticleDo I need disability insurance?
Everyone who works and earns a living probably needs disability insurance. If you suddenly became disabled and were unable to work, could you still meet your financial obligations? read more
View ArticleWhat are health reimbursement arrangements?
Health reimbursement arrangements (HRAs) are employer-sponsored health-spending accounts that allow employees to accumulate funds for health expenses. read more
View ArticleWhat is Medigap?
Medigap is health insurance that supplements the benefits covered under Medicare. It also fills in some of the gaps left by Medicare, such as your deductible and coinsurance contributions. read more
View ArticleWhat's the difference between an HMO and a PPO?
A health maintenance organization (HMO) and a preferred provider organization (PPO) are both managed care plans. read more
View ArticleWhat happens if my Medicare HMO goes out of business?
You have several choices: read more
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Insurance - Business Basics
What is Business Insurance? Business insurance comes in many forms and ultimately is just as important to a business plan as individual insurance products are to an individual’s financial plan....
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